Corporate & Business Line of Credit

The Corporate Business Line of Credit is the preferred business credit option for small business owners and entrepeneurs alike since a business line of credit provides the flexibility of a business credit card with the rates, terms and immediate cash access of a traditional business loan. The business line of credit also provides more lenient qualification requirements allowing almost any business to qualify for this type of unsecured financing. Whether you are a start-up business needing unsecured financing to get your business off the ground or an existing business that needs access to a flexible business financing source there is a good chance your small business can qualify for a business line of credit.

Small Business Financing Options
There are a variety of sources and outlets for obtaining the business lines of credit your small business requires and it is important to understand each to choose the option that best fits your situation. There are three weighing factors when determining which business line of credit option your business should pursue.

• Personal Credit – If you have impeccable personal credit it will drastically improve your chances of getting qualified for a significant amount of unsecured financing.

• Age of Business – If your business has been in operation and profitable for over three years it will open up the options, otherwise you will need to approach a start-up business line of credit lender.

• * Business Credit File – If your business has an established business credit file the options will open up tremendously and will often outweigh the requirements posed by the Personal Credit and Age of Business. If your small business doesn’t have a business credit file, or if you don’t know we suggest signing up for our free guide, “How to Build Small Business Credit: Unsecured Financing with No Personal Guarantee“.

Start-up Business Line of Credit
If your business is less than three years old and you need access to up to $100,000 please submit the form on the right and tell us you are looking for a Start-up Business Line of Credit in the message box to learn more about this unsecured financing option. This is a great option for those with mediocre personal credit and no business credit file.

Existing Business Line of Credit
If your business is over three years old and needs access to up to $750,000 please submit the form on the right and tell us you are looking for an Existing Business Line of Credit in the message box to learn more about this unsecured financing option.

Business Line of Credit No Personal Guarantee
Yes, there are business line of credit options that can be approved with no personal guarantee. Visit our resources to learn how to obtain a Business Line of Credit with No Personal Guarantee.